It may go without saying but, for the most part, people wanting to buy home need a mortgage loan to purchase their home.  Qualifying or pre-qualifying for that mortgage is the first step any person considering buying a home should take. Why is this so important? Because the last thing you, as a buyer, want to do is fall in love with a house that you cannot afford.

All buyers, whether you’re a first time homebuyer or a seasoned pro, need the help of an experienced professional who understands the many loan options available. Conventional, FHA, VA, USDA, and Jumbo are all different kinds of loans that you may have heard of but, which one is right for you?

As a Real Estate Agent and a Licensed Loan Originator with nearly two decades of experience, I can help. I’ll take the time to walk you through the many options that may be available for your situation. Once we establish a game plan we can then, with the confidence in knowing you are financially ready, help you find the home best suited to your individual wants and needs.  

Let’s work together to make your home buying experience the best ever! 

There are numerous reasons for a homeowner to consider refinancing their home loan. Some of the most common reasons are to lower the monthly payment by refinancing to a lower interest rate or extending the loan payback period while other want to shorten the loan period, pay off the house sooner, and save pay thousands of extra dollars in interest payments.

However, many homeowners want to tap into their equity by taking cash out mortgages.  Consider these reasons why someone might want to take cash out:

• Take a Dream Vacation
• Pay off high interest debt
• Create a college fund for your children or grandchildren
• Renovate your house

No matter what your reason, I’d be happy to help!